MCM's Pension Replacement Strategy^TM

A recent trend among many companies has been to freeze traditional pension plans for current employees. This change has left many wondering what they need to do differently in their retirement income savings, planning, and investing.

Mainstay Capital Management has developed a Pension Replacement Strategy^TM to assist employees in evaluating the new combination of retirement income sources, including maximization of employer contributions to their retirement savings plan.

MCM’s Pension Replacement Strategy^TM can help you answer these questions:

• How much does my pension payout change in retirement?
• How does my overall retirement income solution need to change?
• What is the best way to optimize my overall retirement savings?
• What changes do I need to make in my 401(k) and IRA investment strategy?
• Should I plan to take the lump sum pension payment at retirement?

Mainstay has counseled thousands of employees on retirement saving, planning, and investing. We can provide a comprehensive Retirement Income Analysis, help you evaluate "what-if" scenarios, and assist you in making informed decisions concerning a pension plan freeze.

Call Mainstay Capital Management toll-free at 1‑866‑444‑6246 to discuss your personal situation.