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Mainstay Capital Management, LLC is an investment advisor registered with the Securities and Exchange Commission. Due to various state regulations and filing requirements, Mainstay and its representatives may only provide investment advisory services in those states in which it is first appropriately registered or otherwise exempt or excluded from registration requirements. The purpose of this website is to provide the public with general information about the services offered by our investment management firm. Mainstay does not render personalized investment advice or services or effect, or attempt to effect any securities transactions, on this website. Our firm continuously monitors its filing requirements in all states, and will provide individualized advisory services only in accordance with various state regulations. Mainstay does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mainstay's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Group Variable Universal Life Insurance

Effective May 1, 2010 GM has revised the life insurance coverage for all active salaried employees. The plan coverage has changed from the MetLife Group Term Life Insurance to MetLife Group Variable Universal Life (GVUL) Insurance.

With the GVUL Insurance, employees have the option to make after-tax contributions to a tax-deferred investment account. These are contributions made after any additional costs have been paid for purchased insurance in excess of two times salary. Participants will have 19 investment options available in this tax-deferred account.

Below are model portfolio recommendations for those employees who choose to make investment contributions to the GVUL. Participants should consider their timeframe in which they intend to utilize these funds as well as their personal risk tolerance when determining an investment strategy for this account.

Should you elect to participate in the tax-deferred investment account, the minimum contribution will be $25.00 per month and the contribution amount can be updated at any time throughout the year.

Before making any investment decision on whether to contribute to your GVUL, feel free to contact Mainstay Capital Management, toll-free at 1-866-444-6246 to discuss the allocations below or your personal situation.

August 13, 2010 GVUL Model Portfolio Updates

To follow a model portfolio strategy, simply allocate your current GVUL holdings among the funds and allocations shown for the model portfolio strategy. For questions concerning the GVUL Model Portfolios, call Mainstay Capital Management, LLC (MCM) toll-free at 1-866-444-6246.

The GVUL Model Portfolios are provided as a courtesy of MCM as general investment advice and do not constitute a specific investment recommendation. All material presented concerning the GVUL and contained in the GVUL Model Portfolios is compiled from sources believed reliable, but its accuracy and completeness, and the opinions based thereon, are not guaranteed and MCM assumes no responsibility for errors or omissions. Before buying any mutual fund, an investor should read its prospectus and Statement of Additional Information carefully.

MCM is an independent, Registered Investment Advisor. MCM specializes in portfolio management and financial planning advice for employees and retirees of General Motors, Ford Motor Company, Chrysler, Delphi, Visteon, and Allison Transmission, among other companies. The firm actively manages 401(k), 403(b), IRA, and non-retirement accounts for clients nationwide. MCM is a fee-only advisor and does not represent nor is paid commissions or other compensation by brokers, mutual funds, insurance companies, or banking institutions. MCM is not affiliated with nor receives compensation from Metropolitan Life Insurance Company or related companies.