Important Consumer Disclosure:
Mainstay Capital Management, LLC is an investment advisor registered with the Securities and Exchange Commission. Due to various state regulations and filing requirements, Mainstay and its representatives may only provide investment advisory services in those states in which it is first appropriately registered or otherwise exempt or excluded from registration requirements. The purpose of this website is to provide the public with general information about the services offered by our investment management firm. Mainstay does not render personalized investment advice or services or effect, or attempt to effect any securities transactions, on this website. Our firm continuously monitors its filing requirements in all states, and will provide individualized advisory services only in accordance with various state regulations. Mainstay does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mainstay's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

GM's SDIP Program

General Motors is offering certain salaried employees the option of increasing their extended disability compensation benefits through the Supplemental Disability Income Protection (SDIP) Program. The SDIP is a supplemental policy paid for and owned by the employee. Enrollment ends June 17, 2011.

Considering whether to enroll in the SDIP is an important and complex decision that should be made as part of your overall financial plan. Some factors you need to consider when determining if the SDIP is right for you are:

Your Age
Years to Retirement
Financial Assessment: Your need to replace current income at a higher percentage than provided in the current Extended Disability Benefits (EDB) as compared to the out-of-pocket expense of the SDIP
Medical Risks: Your current health, family history, and outside activities
Additional Benefits Assessment: Importance of the additional benefits provided with the SDIP that are not included in the EDB
Review the “GM SDIP - Special Report and Analysis” (provided by Mainstay Capital Management) to compare the current EDB to the SDIP

Please contact Mainstay Capital Management toll-free at 1-866-444-6246 for our complimentary “GM SDIP - Special Report and Analysis”. Mainstay’s staff of Certified Financial Planners^TM and Chartered Retirement Planning Counselors^SM are available to discuss these important factors and assist you in determining if the SDIP is right for you.

Information regarding the Supplemental Disability Income Protection (SDIP) and Extended Disability Benefits (EDB) is provided as a courtesy of Mainstay Capital Management, LLC (MCM) as general investment advice and does not constitute a specific investment recommendation. All material presented concerning the SDIP and EDB is compiled from sources believed reliable, but its accuracy and completeness, and the opinions based thereon, are not guaranteed and MCM assumes no responsibility for errors or omissions. Before purchasing any insurance contract, an individual should read the full policy provisions carefully.