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Are you
considering rolling over the assets in your retirement plan to a Rollover IRA?
If you are like many people, your retirement savings probably represent your
largest investment account. Whether you are thinking about moving assets
currently in an employer’s plan, or just thinking about giving your
investments a checkup, Mainstay Capital Management can help.
Because we
recognize that saving for retirement is so important, we have made a special
commitment to retirement investors. We currently manage 401(k) accounts for many
employees and retirees of major corporations such as General Motors, Delphi,
Ford Motor, Visteon, and Chrysler.
In helping
our clients maximize the potential of their 401(k), Mainstay Capital
Management’s goal is to develop and manage an optimal portfolio for our
clients’ long-term investment objectives and tolerance for risk. Many 401(k)
plans have dozens of investment options to work with to accomplish this goal,
while some plans have a more limited selection of investment options. However,
in a Rollover IRA there are thousands of investment options available to
accomplish your financial goals.
Are you
eligible for a Rollover IRA? If you are retired or have changed jobs, 100% of
the assets in your former employer’s 401(k), 403(b), or 457 plan can be
transferred to a Rollover IRA. Even
if you are still far from retirement a portion of your 401(k) assets may be
eligible for a Rollover IRA. If you are a salaried employee, in most cases, a
portion of your 401(k) assets is available for a Rollover IRA while you are
still actively employed. For anyone over age 59½, even if you are still working
your 401(k) assets are eligible for a Rollover IRA. If you are a Delphi employee
with assets still held in the GM PSP, these assets are available for a Rollover
IRA. Rolling over all or part of your 401(k) assets to a Rollover IRA is a
non-taxable event that opens up a world of investment opportunities.
Mainstay
Capital Management can manage your retirement savings within your company’s
retirement plan or within a Rollover IRA. Either way, our goal is to help you
achieve your financial goals. We are committed to providing exceptional asset
management for our clients.
Our approach
to management of your investment portfolio includes:
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Assessment of the
available investment options within your current or former employer’s
retirement savings plan.
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Assistance with a
Rollover IRA if desired.
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Active management of your
investment portfolio, including changing asset allocations and investment directions as
appropriate. We will regularly re-evaluate your portfolio and make
changes as your personal goals, risk tolerance, and market conditions
warrant.
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Detailed, easy-to-read
quarterly statements showing your portfolio asset allocation, account
balances, multi-year portfolio performance, statistical measures, and market
indices.
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A quarterly review of the
financial markets and our investment strategy, as well as our outlook for
the months ahead.
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Personal assistance on
any questions regarding your portfolio, our investment strategy, or your
personal financial situation.
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A
comprehensive Retirement Income Analysis, employer buyout analysis, and any
other financial planning assistance as desired.
"When a
Simpler 401(k) Is Just Dumb", The Wall Street Journal, July 25, 2007
For
more information concerning a Rollover IRA, click here for a
free information kit or call us toll-free at 1-866-444-6246.
Our Services
Important
"Conflict of Interest" Disclaimer
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