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  Rollover IRA

Are you considering rolling over the assets in your retirement plan to a Rollover IRA? If you are like many people, your retirement savings probably represent your largest investment account. Whether you are thinking about moving assets currently in an employer’s plan, or just thinking about giving your investments a checkup, Mainstay Capital Management can help.

Because we recognize that saving for retirement is so important, we have made a special commitment to retirement investors. We currently manage 401(k) accounts for many employees and retirees of the domestic automakers, their suppliers, and many other companies.

In helping our clients maximize the potential of their 401(k), Mainstay Capital Management’s goal is to develop and manage an optimal portfolio for our clients’ long-term investment objectives and tolerance for risk. Many 401(k) plans have dozens of investment options to work with, while some plans have a more limited selection. However, in a Rollover IRA there are thousands of investment options available to accomplish your financial goals.

Are you eligible for a Rollover IRA? If you are retired or have changed jobs, 100% of the assets in your former employer’s 401(k), 403(b), or 457 plan can be transferred to a Rollover IRA. Even if you are still far from retirement a portion of your 401(k) assets may be eligible for a Rollover IRA. If you are a salaried employee, in most cases, a portion of your 401(k) assets is available for a Rollover IRA while you are still actively employed. For anyone over age 59, even if you are still working your 401(k) assets are eligible for a Rollover IRA. It is importantat to understand as well that rolling over all or part of your 401(k) assets to a Rollover IRA is also a non-taxable event.

Mainstay Capital Management can manage your retirement savings within your company’s retirement plan or within a Rollover IRA. Either way, our goal is to help you achieve your financial goals. We are committed to providing exceptional asset management for our clients.

Our approach to management of your investment portfolio includes:

  • Assessment of the available investment options within your current or former employer’s retirement savings plan.

  • Assistance with a Rollover IRA, if desired.

  • Active management of your investment portfolio, including changing asset allocations and investment directions as appropriate.  We will regularly re-evaluate your portfolio and make changes as your personal goals, risk tolerance, and market conditions warrant.

  • Detailed, easy-to-read quarterly statements showing your portfolio asset allocation and account balances.

  • A quarterly review of the financial markets and our investment strategy, as well as our outlook for the months ahead.

  • Personal assistance on any questions regarding your portfolio, our investment strategy, or your personal financial situation.

  • A comprehensive retirement income analysis, employer buyout analysis, and any other financial planning assistance as desired.

"When a Simpler 401(k) Is Just Dumb", The Wall Street Journal, July 25, 2007

For more information concerning a Rollover IRA, click here for a free information kit or call us toll-free at 1‑866‑444‑6246.

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