Introduction
If you are an employee or retiree of General Motors, understanding how your 401(k) plan, pension options, and overall financial picture fit together can play an important role in your long-term planning. This page is designed to provide updates, educational resources, and insights specific to the GM Retirement Savings Plan (RSP) and Personal Savings Plan (PSP), along with broader retirement planning considerations.
Mainstay Capital Management has worked with thousands of GM employees and retirees, assisting with investment decisions within their 401(k), evaluating pension options, and coordinating financial planning, tax strategy, and estate planning. Whether you are actively contributing, approaching retirement, or already in retirement, having a clear understanding of your GM benefits can help you make more informed decisions.
Below, you will find updates, plan changes, and resources related to the GM Retirement Savings Plan (RSP) and Personal Savings Plan (PSP), along with topics that may impact your financial decisions.
Schedule a meeting with one of our Senior Wealth Advisors here.
News and Articles
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Detroit Free Press
General Motors plans to shutter Georgia IT center, eliminate 300 jobs -
Associated Press
Old GM shares drop in value with symbol change -
Oakland Press
GM emerges from bankruptcy; analysts optimistic about future -
Dow Jones Newswires
Adviser Fights Fear About GM With Fact -
The Wall Street Journal
Getting Personal: Financial Planning Before The Buyout -
Detroit Free Press
GM's white-collar workers face deadline to consider buyout offer from automaker
If you have any questions concerning our website or your GM 401(k) account, please feel free
to contact us using the following email link: Mainstay@mainstaycapital.com
or call us toll-free 866-444-6246.
Mainstay Capital Management, LLC
has been ranked by Barron's as one of the "Top 100 Independent Financial Advisors" in the country for the past eighteen years.
Ranking Disclosure
David Kudla, CEO
Mainstay Capital Management
Rings the Closing Bell at the
NYSE on January 2, 2020
Mainstay Capital Management, LLC
was selected as the winner of the Trailblazer IMPACT Award on November 15, 2017. This award recognizes a firm for their entrepreneurial spirit and drive to advance the industry’s interests.
Ranking Disclosure
David Kudla, CEO
Mainstay Capital Management
Rings the Closing Bell at the
Nasdaq on March 29, 2017
Important Consumer Disclosures
Mainstay Capital Management, LLC is an investment advisor registered with the Securities and Exchange Commission. Due to various state regulations and filing requirements, Mainstay and its representatives may only provide investment advisory services in those states in which it is first appropriately registered or otherwise exempt or excluded from registration requirements. The purpose of this website is to provide the public with general information about the services offered by our investment management firm. Mainstay does not render personalized investment advice or services or effect, or attempt to effect any securities transactions, on this website. Our firm continuously monitors its filing requirements in all states, and will provide individualized advisory services only in accordance with various state regulations. Mainstay does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mainstay's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Disclosure Information - Rankings and Awards
Barron's Magazine - Top 100 Independent Financial Advisors
According to Barron’s: The rankings are based on data provided by individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross‐checks with securities firms and conversations with individual advisors. The formula Barron’s uses to rank advisors is proprietary. It has three major components: assets managed, revenue produced and quality of practice. Investment returns are not a component of the rankings because an advisor’s returns are dictated largely by the risk tolerance of clients. The quality of practice component includes an evaluation of each advisor’s regulatory record. The data is based on one fiscal year (7/1/25 - 6/30/26) and appeared in Barron’s on 9/11/26.
Schwab IMPACT Awards®
The Charles Schwab & Co., Inc.’s IMPACT Awards® program recognizes excellence in the business of independent financial advice. Nominees are evaluated and selected by a panel of prominent leaders from both the business world and the financial services industry. Mainstay Capital Management does use Charles Schwab to custody certain client assets, however there was no direct compensation provided to be nominated for this award. Mainstay Capital Management received this annual award on November 15, 2017.