• Welcome to Mainstay Capital Management

    Welcome to Mainstay Capital Management

    We are an independent, fee-only, Registered Investment Advisor. As a fiduciary to our clients,
    we offer truly objective investment advice with only your best interests in mind.


  • When Your Investments Demand  Professional Management

    When Your Investments Demand Professional Management

    Mainstay Capital Management can bring you the peace of mind that comes with knowing you have planned prudently for your future.


  • Mainstay Compass™

    Mainstay Compass™

    Together, we can create a plan to get you on the right path towards and through retirement.


  • Investment Management Solutions

    Investment Management Solutions

    Our team will manage your investment portfolio consistent with your personal retirement plan.


  • Individual 401(k), 457, and 403(b)  Account Management

    Individual 401(k), 457, and 403(b) Account Management

    We specialize in the management of individual 401(k), 457, and 403(b) accounts for employees and retirees.


  • Client Service Built on Trust

    Client Service Built on Trust

    With our staff of Certified Financial PlannersTM and Chartered Retirement Planning CounselorsSM,
    we can offer advice and comprehensive solutions for all of your financial planning needs.


Delphi announced several modifications to the Salaried Retirement Savings Program (SRSP) and Personal Savings Plan (PSP). State Street Bank and Trust, currently the plan’s trustee, will be replaced with Fidelity Management Trust Company. This will cause a temporary “blackout period” for participants.

Along with this transfer, certain State Street Global Advisors (SSgA) index funds will be replaced by similar index funds provided by Northern Trust. One of the Small-Mid Cap Equity Value Portfolio managers, Lord Abbett, will be replaced by Huber Capital Management. Portfolio percentages are also being adjusted in this portfolio.

Please feel free to contact us toll-free at 1-866-444-6246 if you have questions on how these changes could impact your investment strategy.

Mainstay Capital Management

We are an independent, fee only, Registered Investment Advisor. With our staff of Certified Financial PlannersTM and
Chartered Retirement Planning CounselorsSM, we can offer advice and comprehensive solutions for all of your financial planning needs.

We Specialize in the Management of Individual 401(k), 457 and 403(b) Accounts for Employees and Retirees
General Motors, Ford, Stellantis (formerly FCA), BorgWarner, Visteon, Rolls-Royce, Allison TransmissionState of Michigan, Among Others


  • Americas Top Wealth Advisors 2020
  • Financial Advisor
  • BarronsNEW
  • Financial Times

    Recent Media Appearances


    David Kudla, Mainstay Capital Management founder and chief executive officer, shares his market and economic outlook


    David Kudla, CEO of Mainstay Capital Management, joined Paula Newton on CNN at the New York Stock Exchange to discuss U.S. stocks, the Fed, and the tech sector.

    FOX Business

    Mainstay Capital Management CEO David Kudla joined Charles Payne on Fox Business to discuss the markets, inflation, and the Fed.


    CNBC’s Steve Liesman interviews Federal Reserve President Charles Evans live from the ENGAGE Undergraduate Investment Conference.

    Full Ranking Disclosure

    Form ADV Part 2A Brochure 

    ADV Part 3 Form CRS






    Barron's Magazine - Top 100 Independent Wealth Advisors

    *According to Barron’s: The formula Barron’s uses to rank advisors is proprietary. Barron’s disclosed that they typically receive 350-450 nominations each year. The rankings are based on data provided by individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross‐checks with securities firms and conversations with individual advisors. The formula Barron’s uses to rank advisors is proprietary. It has three major components: assets managed, revenue produced and quality of practice. Investment returns are not a component of the rankings because an advisor’s returns are dictated largely by the risk tolerance of clients. The quality of practice component includes an evaluation of each advisor’s regulatory record. The data is based on one fiscal year (July 1, 2021 - June 30, 2022) and appeared in Barron’s on September 19, 2022.


    Forbes - America's Top Wealth Advisors and Best-In-State Wealth Advisors

    America’s Top Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC. Data provided by SHOOK® Research, LLC. America’s Top Wealth Advisors data as of 3/31/21 and appeared in Forbes on August 24, 2022.


    Financial Advisor Magazine - FA's RIA Ranking

    “2022 Financial Advisor magazine RIA Survey & Ranking” comes from Financial Advisor magazine (“FA”), a publication and online website covering the investment advisory industry, which surveys and publishes an annual list of independent registered investment advisors, ranked by assets under management. Mainstay Capital Management, LLC (“Mainstay”) is not affiliated with FA. FA's RIA survey is based on assets under management at year end of independent RIA firms. FA's RIA ranking orders firms from largest to smallest, based on AUM reported to them by firms that voluntarily complete and submit FA's survey by a certain deadline. FA states that they “…do our best to verify AUM by reviewing ADV forms.” To be eligible to participate, firms must be independent registered investment advisors, filing their own ADV with the SEC, and provide financial planning and related services to individual investors. Firms must have at least $500 million in assets under management as of December 31, 2021, to be included in the print edition of FA's 2022 RIA survey. Firms with under $500 million will be included in FA's expanded 2022 online RIA survey. FA magazine has not disclosed how many firms chose to participate. There was no direct compensation provided to be nominated for this award. The 2022 FA’s RIA Survey and Ranking appeared in the 2022 July/August issue of Financial Advisor magazine.