With GM’s announcement of the pension plan freeze for salaried employees, many are wondering what they need to do differently in their retirement income savings, planning, and investing.

Mainstay Capital Management has developed a Pension Replacement StrategyTM to assist employees in evaluating their new combination of retirement income sources, including maximization of employer contributions to their Retirement Savings Plan (RSP).

MCM’s Pension Replacement StrategyTM can help you answer these questions:

  • How much does my pension payout change in retirement?
  • How does my overall retirement income solution need to change?
  • What is the best way to optimize my overall retirement savings?
  • What changes do I need to make in my RSP and IRA investment strategy?
  • Should I plan to take the lump sum pension payment at retirement?

Mainstay has counseled thousands of GM employees on retirement saving, planning, and investing. We can provide a comprehensive Retirement Income Analysis, help you evaluate "what-if" scenarios, and assist you in making informed decisions concerning the GM pension plan freeze.

Call Mainstay Capital Management toll-free at 1-866-444-6246 to discuss your personal situation.

Important Consumer Disclosure

Mainstay Capital Management, LLC is an investment advisor registered with the Securities and Exchange Commission. Due to various state regulations and filing requirements, Mainstay and its representatives may only provide investment advisory services in those states in which it is first appropriately registered or otherwise exempt or excluded from registration requirements. The purpose of this website is to provide the public with general information about the services offered by our investment management firm. Mainstay does not render personalized investment advice or services or effect, or attempt to effect any securities transactions, on this website. Our firm continuously monitors its filing requirements in all states, and will provide individualized advisory services only in accordance with various state regulations. Mainstay does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mainstay's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.